The world of business is constantly changing, with new entrepreneurs creating innovative solutions to challenge the status quo and push their industries forward. In 2023, there are a number of entrepreneurs who have made a significant impact on their respective industries, with their disruptive approaches to problem-solving. These entrepreneurs have used their talents and skills to revolutionize their sectors, and they are truly inspiring to watch. In this blog post, we’ll take a look at the top 20 entrepreneurs who are disrupting their industries in 2023.

Bas Kooijman is a forward-thinking financial asset manager whose mission is to make wealth creation more accessible and affordable for all. Today,

Bas Kooijman

Bas sits as the Chief Executive Officer of DHF Capital S.A., a securitisation firm for financial services that he co-founded in 2020.  Bas’ approachable personality allows each of his clients to access personalised services and first-class management. His book, Trading and Investing, which was published in October 2020, is an available resource that explains the similarities and differences of public trading, as well as the fundamentals of patience as both an investor and trader. Passionate about crunching numbers to produce profits or growth potential for others, he lives by the motto: “If you are too big for the small things, you will soon be too small for the big things”.

Source: https://disruptorsmagazine.com/top-20-entrepreneurs-disrupting-their-industries-in-2023/  


Considering he started his first company at the age of 16, it’s little wonder that the young and dashing Bas Kooijman is the Co-Founder and present CEO of the prestigious DHF Capital SA, in just over a decade. An entrepreneur, trader, investor, coach, author and speaker, Bas is a promising young turk in the global financial world. 

Speaking about how starting young was a step in the right direction, he shares, “I started my first company in IT when I was 16, having done some paid work making websites the years prior. My IT firm supported SME companies in the Netherlands. I later switched to specialize in datacenter and cloud solutions which landed me very nice freelance clients before starting my telecom firm. First supporting SME companies with a great Digital Telecom Service, we eventually became a wholesale provider to IT and Telecom companies to help them stay ahead of the competition. This firm expanded to 35 countries and we were trading in 7 currencies before I sold the firm in 2015 and became a full time Currency Trader and Investor.”

Today, Bas is the CEO of DHF Capital SA in Luxembourg, a securitization firm for financial services. They also manage 3 hedge funds with strategies he’s developed over the last 8 years of trading. They have managed to have 36 months positive returns of 1-3% monthly profits and averaging 26% per year ROI for their investors. With the securitization part of the company, Bas can make products that fit the larger clients; with the funds, he can help everyone else grow their portfolio. 

“I want to help more customers at DHF Capital with their personal and corporate finance goals. We can create custom finance products by listening to their needs. I love this part as Asset Manager the most. Next to that, we want to make the DHF Alpha, Gamma and Forex funds well known to professional investors so that they can enjoy their money growing with our trading strategies, and become a top 100 financial firm worldwide,” he says.

With over 17 years of experience in IT, Telecom and International Business, Bas has created ‘The Infinity Tool’, a proprietary Tradingview trading tool. His other services include Coaching, Live Speaking Events, and Forex Training. 

Passionate about coaching, Bas has personally coached 100s of students from over 20 countries on how to be profitable in the Forex Markets. He has also trained many traders and people who want to become traders, yet, “I can teach everyone how to trade but I learned not everyone can become a trader. It’s a mental game that requires focus and patience and many people don’t hold this long enough. That’s why I saw I can help people by letting them invest in the right financial products that DHF is offering with professional traders that I got to know very closely over the years. This way I can help traders and investors improve their financial future.”

Just like any other good leader, Bas is a creator – he creates products, opportunities, jobs, and solutions for any problems on the way. “A follower cannot reasonably expect the compensation to which a leader is entitled, although many followers make the mistake of expecting such pay’, he quotes from the book Think and Grow Rich, adding, “Leadership is the next level and requires creation of new skills and hard work. Become an ‘Intelligent Follower’ first and turn yourself into an efficient leader over time.”

He also suggests goal-setting as a critical element for achievement. Big on setting goals for the week, month, year and every ‘round age’ like 30-35-40 and so on, Bas feels having a plan with goals keeps you on track even when you’re pushed off course all the time. Never one to give up, ‘You just can’t beat the person who won’t give up,’ is the life slogan he lives by. 

Reaching the goals you’ve set is probably the best feeling one can have, and Bas is fortunate to have experienced it innumerous times. Few of his achievements include: 

Certified Financial Technician (CFTe II) at IFTA – International Federation of Technical Analysts;

MSTA status at the Society of Technical Analysis in London;

Associate Member (ACSI) at the CISI – Chartered Institute for Securities & Investment;

Investment Advisor (EU Brokerage License) and Investment Information Provider (IIP) at the Baltic Financial Advisors Association (BFAA).  

A sailing, saxophone and golf enthusiast, he has also written the book ‘Trading and Investing’ so people can learn about the difference, as also how to trade as an investor with patience. The book is an easy read and helps traders in their first years with many tips and tricks. More info and where to buy the book on baskooijman.eu/book.

“A man for all seasons, we end by asking Bas what his biggest challenges are nowadays, to which he answers:”: “For me, the biggest challenge is to find the right sales professionals. Not many people want to do the legwork that is required to sell a financial product. You have to grow your network, build trust, work hard for many hours, and make sure you land some clients while expanding this network. Most sales people give up too early or delay their results at the start for not having some quick wins that keeps them afloat. However, hard work beats talent every time!”

As published on [passionvista](https://www.passionvista.com/bas-kooijman/)

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From Young Entrepreneur to Financial Icon

There are many avenues to build wealth and various ways to pass it onto your children

The age-old question of “does money buy happiness” is still up for debate.

We all have different needs and there is no one-size-fits-all answer, but a recent six-month study by journal PNAS found that people who received cash transfers of $10,000 generally reported feeling happier than those who did not receive this payment.

In reality, for most of us, money is a limited resource but professional athletes such as LeBron James, billionaires such as Warren Buffett, and technology savants such as Elon Musk are among the few exceptions to whom this rule does not apply.

The wealth that such people have accumulated is so enormous that it goes beyond providing for their families and extends to future generations.

As parents, we all want the best for our children and the ability to transfer wealth to them is one way of achieving this.

This is because wealth grants one the freedom to live a life that is worry-free — from not being able to make rent, not having to work an unfulfilling job or being caught in the crossfire of unfortunate life circumstances; because the harsh truth is that we will not be on this planet forever and, at any given moment, anything can happen.

If something grave is to happen to me, I want to ensure that my son is positioned for success in the same way that I aim for his children, my sister’s family, and my wife’s family to be set up for such success.

While my parents had no choice but to work blue-collar jobs, where they had to worry about mortgage payments and other living expenses that didn’t allow them to save an abundance of money, I was privileged to have a different set of life circumstances that now allows me to look to build generational wealth for the betterment of my lineage.

With that said, there are many avenues to build generational wealth and there are also various ways to transfer it to your children.

Cash lump sums

This popular form of wealth transfer offers you the enjoyment of seeing your children, or even grandchildren being able to use your money.

Monthly, bi-annual, or yearly lump sums are some viable options if you are looking to make a cash gift. It is also a great way to provide younger members of the family with a solid financial cushion, but without giving them too much that they stop understanding the value of hard work.

Giving your child $10,000 a month for the rest of their life is better than giving them $10 million in one go as this will also help them to understand and appreciate the value of money.

By giving your loved ones lump sums of cash, you can help them cover important expenses such as tuition fees or even assist them in buying a home so that they can continue the cycle of passing on generational wealth.

Transferring properties and family offices

On the topic of property, there are many methods to transfer your property.

If your children can afford to buy your home, then selling it is a great way to downsize and use the proceeds of the sale to finance needs such as retirement.

You could also leave your property behind for your heirs to inherit via a revocable living trust.
This will let you name your children as successor trustees so that you can decide how you want the property to be handled after your death.

If you have several children and no one wants the property, the trust can sell it after you pass away and distribute the proceeds.

If one child wants the property and the other does not, equitable financial arrangements can be made to compensate the heir(s) who will not inherit the home.

Similarly, a family office can also be used to transfer wealth across generations, but it is a more comprehensive arrangement, with both immediate and long-term objectives.

A family office may be a trust, it may include one or more trusts, or it may not.

Simply put, it is a privately-held company or group of companies that are created solely to manage the wealth of a family or a group of families; the intent is to ensure that wealth is nurtured so that it can be transferred across generations.

Using insurance

Purchasing an insurance policy can protect your children by determining approximately how much money they will need for the rest of their life, and then adding a reasonable buffer.

People use life insurance for different needs but if you are using it to transfer wealth, you should view this money as if it does not even exist — until it is needed.

Another thing to keep in mind is that while insurance is excellent for the wealthy, it may not be the most ideal source of wealth transfer for the highly affluent — because when you are financially secure, that is your life insurance.

For example, if a high-net-worth individual applied for life insurance for their spouse, an expected payout could be approximately upwards of $100,000; in this situation, this amount may only cover their expenses for a few years and thus, they would be better off diversifying their portfolio to reap the benefits of the funds that are produced at a later date.

Consult wealth advisers

Accumulating, saving and delegating wealth can be an intimidating process.

However, professional and experienced wealth advisers and lawyers can ease this burden while diversifying your portfolio.

This will let you enjoy a certain lifestyle while also preparing for your golden years.

If you reach out to the right wealth adviser, a trust can be set up so that generational wealth, which typically only spans two to three generations, instead works for you for up to 200 years.

Source: https://www.thenationalnews.com/business/money/2023/02/28/how-to-transfer-wealth-to-the-next-generation/ 
